It is bad enough being in a car accident, but when it isn’t your fault and the other party is also uninsured then this is the worst-case scenario. Believe it or not, in this case you can often be left with nothing in terms of compensation for your accident, the damages and any injuries, even though this should be covered by your own insurance. Here we explore why you might need to seek the help of direct access barristers if an uninsured driver hits you.
Insurance companies
Insurance companies are in the business to make money and they won’t want to pay out for damage caused by an uninsured driver. In their eyes, this is not the responsibility of your insurance policy. The insurance company will often seek to pass the onus on to you to prosecute the driver, but in most cases, such prosecutions lead nowhere due to a lack of assets and capital on the part of the offender.
How can a barrister help?
When you contact your insurance company you want to be sure that you present the best case possible immediately. If you fail to give the details in the best form at first, this can often hinder your case at a later stage. A barrister will be able to assist you in the best outlining of the incident and will be able to guide you through the legal loopholes of your insurance document too. Most importantly, the barrister will be able to help you understand your rights and will be able to set these out clearly for the insurance company.
The power of a barrister
While an insurance company will try to wiggle out of paying for damage caused by an uninsured driver, they will not break the law. Having a barrister on side is invaluable for this because they can clearly set out the requirements and present them to the insurance company. In the vast majority of cases, an insurance company will pay out as soon as they receive a legal letter, simply because the losses in a court case will be greater to them.
If you’re in an accident with an uninsured driver then you should contact public access barristers right away. Get the best advice and save yourself from losing out on the claim you deserve.